Not every risk fits neatly into a standard market. For complex, unique, or high-hazard exposures, Joseph Marshall Co. accesses the specialty and surplus lines marketplace — including Lloyd's of London and domestic E&S carriers — to deliver creative solutions where admitted markets fall short.
The surplus lines market exists to cover risks that admitted carriers decline or cannot adequately price. Access to this market requires specialized expertise and established market relationships.
Wrap-up programs (OCIP/CCIP), builder's risk, contractor professional liability, and pollution liability for complex construction projects and specialty contractors.
Covers cleanup costs, third-party bodily injury and property damage, and regulatory defense arising from pollution conditions — for contractors, property owners, and industrial operations.
Aircraft hull and liability, hangarkeeper's liability, marine cargo, hull, and protection & indemnity coverage for aviation and maritime operations.
Event cancellation, non-appearance, production insurance, and liability coverage for entertainment companies, event producers, and venues.
Agreed value coverage for fine art, collectibles, high-value equipment, and unique properties that exceed standard market capacity or require specialized valuation.
Cannabis operations, sharing economy platforms, cryptocurrency businesses, and other emerging risks that require access to non-admitted and specialty markets.
If standard markets have declined your risk or offered inadequate terms, we can help. Schedule a consultation to discuss your specialty insurance needs.
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