General & Professional Liability

General & Professional Liability
Insurance Chicago

Liability exposure is one of the most significant risks facing any business. From bodily injury and property damage claims to errors and omissions in professional services, Joseph Marshall Co. structures liability programs that provide robust protection and align with your contractual obligations and risk tolerance.

What General & Professional Liability Insurance Covers

A comprehensive liability program addresses both the physical and financial claims that can arise from your business operations, services, and products.

Commercial General Liability (CGL)

The foundation of any business liability program — covers bodily injury and property damage claims arising from your premises, operations, and products.

Products & Completed Operations

Covers claims arising from products you manufacture, sell, or distribute, and from work you have completed — even after the job is done and the contract is fulfilled.

Professional Liability / E&O

Protects service businesses and professionals against claims of negligence, errors, or omissions in the services or advice they provide to clients.

Umbrella & Excess Liability

Provides an additional layer of protection above your primary liability limits — critical for businesses with significant contractual requirements or high-severity exposure.

Contractual Liability

Covers liability you assume under a contract or agreement — including indemnification clauses and hold harmless agreements common in commercial leases and service contracts.

Personal & Advertising Injury

Covers claims of libel, slander, copyright infringement, and invasion of privacy arising from your advertising, marketing, or business communications.

Is Your Liability Coverage Adequate?

Schedule a complimentary liability review with a Joseph Marshall Co. advisor. We will assess your current limits, contractual requirements, and coverage gaps.

Schedule a Consultation